The 7 Experts the Ultra-Wealthy Rely On—And Why You Should Too
Why the Ultra-Wealthy Prioritize Their Team First
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Why the Ultra-Wealthy Never Go It Alone
In 2012, I was riding high on my first IPO. Decades of hard work, sleepless nights, and relentless focus had finally paid off.
But within months, I realized something shocking…
I wasn’t as financially “set” as I thought.
The complexity of managing seven-figure wealth hit me like a freight train. It wasn’t just about having money—it was about keeping it, growing it, and structuring it in a way that didn’t become a full-time job.
The Harsh Truth About Wealth Management
Most people assume once you make a fortune, the hard part is over. But the truth? Managing wealth is far harder than earning it.
I found myself drowning in:
Stock compensation plans that required strategic tax planning
Real estate assets that demanded proper structuring
Private equity investments with hidden risks
Business entities that couldn’t run on autopilot
I was a CEO without a team, making costly mistakes and second-guessing every move.
The Game-Changer: Building a Specialized Team
That’s when I made the smartest investment of my life—not in stocks, real estate, or startups, but in people.
Today, I will show you the team of experts I assembled to accelerate my financial education and wealth building.
Here are the members that make up my team:
Stock Options Lawyer
The First Line of Defense in Your Financial Arsenal
Do you fully grasp the intricacies of your stock options or the stock agreement?
Many don't, and that's where a stock options lawyer becomes indispensable. They demystify complex clauses and optimize your assets.
When I got my stock agreement, I had no idea what it was and just signed it and moved forward. As I invested hours of my time and realized that the equity was a critical part of my compensation, I engaged a stock options lawyer to educate me on what the agreement said and its covenants.
The four hundred dollars I spent on that hour was well worth it as he showed me the key clauses I needed to review.This experience gave me the confidence to understand these agreements and how to evaluate them going forward.
Any tech employee working for equity should have a relationship with a stock options lawyer.
My first team member as a tech professional was a stock options lawyer.
The Tax Team
Your Secret Weapon for Financial Growth
Is your tax strategy working as hard as you are?
The right tax team goes beyond tax filing; they're architects of your financial future.
As you work for equity, you will soon gather a lot of different types of equity from Restricted Share Units (RSUs) to Incentive Stock Options (ISOs) and Employee Stock purchase programs (ESPP).
You will find that the most critical question is how do I get this to cash without paying a ton of taxes on it.
This is where Certified Tax Planners come in. They turn complexities into opportunities. My Tax Planners have saved me hundreds of thousands of dollars over the years by partnering with us to build divesting plans in the most tax-efficient ways possible, and now tax-efficient income plans.
Today, we continue to work with our Certified Tax Planning team of a Certified Tax Planner and Tax Attorney to decrease our yearly tax exposure. This team should be able to show you the ROI of their fees by the dollars they save you.
To learn more about Certified Tax Planners and how they differ from CPAs listen to this weeks podcast below.
My second team members were Certified Tax Planners that allow me to keep more of what I make.
Investment Management
Navigating the Investment Maze
How do you ensure your investments align with your financial goals?
Whether managing investments personally or with a wealth manager, strategy is key.
To build out a diverse portfolio that provides income and growth, I decided to act as my own investment manager.
This is an essential part of my wealth-building journey. I observed that the ultra-wealthy in organizations like Tiger21 manage their own portfolios.
I chose to adopt that framework.
By building my skills as an investor, I knew I would reach my goals. Ultimately, it’s about creating a diverse portfolio that aligns with your long-term vision. This may involve you finding specialists or filling that role yourself. Find my portfolio management strategy here.
I am the Investment Manager for my team and am building my skills to grow and scale the family business.
Risk Management
The Unsung Hero: Risk Management
Have you ever considered the true value of your insurance policies?
Beyond just ticking boxes, risk management is about safeguarding your hard-earned wealth. You need to consider all of the insurance you need beyond just home and auto.
You need:
Long and Short Term Disability Insurance
Umbrella Policy for Liabilities
Long-Term Care Insurance
Auto and Home Insurance
Life Insurance
Investing in long-term care insurance for our elderly parents has proven to provide great value.
While I don’t like paying the terms as I go, when we need critical services to provide for aging, we do love it. Your insurance portfolio is as crucial as your investment portfolio. Insurance is your defense so that you can focus on offense.
Insurance is your wealth shield against life's unpredictability.
I have three teams for insurance: one for home, auto, and umbrella and a separate team for life, disability, with long-term care insurance specialist.
Estate Planning
It is More Than Just a Will
What legacy will you leave behind?
Estate planning is often an afterthought, but it shouldn't be.
It will be how your portfolio is managed and allow your legacy to thrive for future generations.
When I first engaged an Estate Planning attorney, I thought it would be a will or trust and not much more. I found out that your estate plan is a sophisticated plan with a lot of scenario planning. It needs to be written well, and you want to invite your children to participate in the plan as they age. Getting a great attorney on your team is essential because they are the guardians of your life's work.
Your legacy deserves meticulous planning and execution.
I have an estate planning attorney on my team with whom we meet every six to twelve months.
Asset Protection
Your Financial Fortress: Asset Protection
Ever thought about how vulnerable your assets might be?
Asset protection is about creating a financial fortress. As your portfolio grows and you need to align with your estate planning, you will need different vehicles for protecting your assets. I have found you can use your Estate planning team for this or have another team help out. This will be your decision to make.
I have an asset protection attorney, but I use him as needed.
Bookkeeping
The Art of Financial Order
Is bookkeeping the missing piece in your financial puzzle?
A bookkeeping team brings much-needed order to your finances, freeing you to focus on the bigger picture.
Too many tech execs and engineers are willing to outsource their wealth management and do the bookkeeping.
Looking at ultra-high-net-worth individuals like those in Tiger 21, you will find they outsource the bookkeeping and manage their portfolios. I chose this path to keep my eye on the larger picture.
I have a bookkeeper for my investing business and personal finances.
The Ultra-Wealthy Build Teams—So Should You
Managing wealth is far more complex than earning it. The ultra-wealthy understand this, which is why they never go it alone.
I’ve built a specialized team to ensure every financial move is optimized, every risk is accounted for, and every dollar works harder:
Stock Options Lawyer – Ensures equity compensation is structured for maximum benefit
Certified Tax Planners – Minimize tax exposure and create tax-efficient wealth strategies
Investment Manager (Me) – Aligns portfolio strategy with long-term financial goals
Risk Management Specialists – Protect assets with the right insurance and liability coverage
Estate Planning Attorney – Structures wealth for generational impact and legacy protection
Asset Protection Attorney – Shields assets from unnecessary risk and legal threats
Bookkeeping Team – Keeps finances organized and frees up time for high-level decisions
Instead of outsourcing full control to a one-size-fits-all financial advisor, I’ve handpicked best-in-class professionals in each discipline.
This approach provides:
✔ Deep expertise in every area of wealth management
✔ Greater flexibility to pivot as financial needs evolve
✔ Maximum control over investment, tax, and estate decisions
Any questions?
Hit reply—I answer all emails.
To create lasting wealth, you must build a high-performing financial team and run your portfolio like a business.
Mastering Your Financial Domain
Take Control of Your Wealth—The Ultra-Wealthy Do
Wealth isn’t just about making money—it’s about managing it like a CEO. The ultra-wealthy don’t leave their financial future to chance, and neither should you.
Join The WealthOps Way, a free workshop on March 24th & 25th, where you’ll get the blueprint to turn your portfolio into a high-performing wealth engine.
🚀 This is a curated experience—apply now to secure your spot! [Click here] to start.
Your financial future deserves a strategy. Let’s build it together.
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