What's Your Enough?
A Thanksgiving reflection for wealth builders who can't stop chasing "more"
đ Managing Tech Millions đ your go-to source for building wealth with tech equity and managing the money that comes with it.
Every Thursday, we'll deliver a concise and powerful lesson on building wealth working for equity compensation or on managing your seven and eight-figure portfolio.
Today, in 5 minutes or less, youâll learn:
đ§ââď¸ The clarity that comes from asking âwhatâs your enough?â
đĄ How the ânever enoughâ mindset keeps tech professionals trapped in accumulation
đ The skills you need to transition from wealth builder to wealth manager
Hey Portfolio CEOs,
For years, I didnât have the word âenoughâ in my vocabulary.
More equity. More income. More opportunities. Stack, stack, stack.
I was constantly looking for the next thing to add. The next investment. The next income stream. The next rung on the ladder that would finally make me feel... what? Secure? Successful? Done?
I never stopped to ask the question.
What is my enough?
And Iâm guessing some of you havenât either.
Managing Tech Millions is a Weekly Podcast that gives you deep dive conversations into building and growing wealth with myself and other industry experts.
This week, Iâm sharing how I use the Evergreen Portfolio model to generate over $200K in annual incomeâwithout selling assets and without relying on the stock market.
The 4% Trap: Why the traditional retirement model is holding you back
Sequence-of-Returns Risk: How it quietly destroys retirementsâand how to avoid it
Income, Growth, and Preservation: The 3 pillars of an Evergreen Portfolio that actually works
Targeting 6%â12% Yields: How the right income assets generate consistent returns
Tax Optimization: How to add 2%â3% to your returns every year with smart planning
The âNever Enoughâ Trap
Hereâs the thing about first-generation wealth builders: weâre phenomenal at accumulating.
Thatâs how we got here. We optimized our careers, negotiated our comp packages, rode the equity waves, and built something our parents never had.
But that same drive that got us to seven or eight figures? It doesnât come with an off switch.
So we keep going. Keep stacking. Keep telling ourselves that financial security is just one more vest away, one more deal away, one more zero away.
The problem isnât ambition. The problem is that âmoreâ has no finish line.
And when your goal has no finish line, you never get to feel grateful for what youâve built. Youâre too busy running.
My Wake-Up Call
The shift for me was gradual, not a lightning bolt moment.
I started learning how to make my money work for meânot through some get-rich-quick scheme, but through understanding how wealth actually generates income.
How a portfolio can become a business. How the principles I used to build products and teams could apply to building a financial engine.
And somewhere in that process, I did an exercise that changed everything.
I sat down and asked myself: What do I actually need to live the life I want?
Not some extreme FIRE scenario where Iâm living out of a van by the river with my family. No. Iâm talking about my real lifeâmortgage paid, family supported, core essentials covered, international travel (because thatâs what I value), and the lifestyle that feels right for me.
I got specific. I did the math. And when I saw the number?
It was lower than I assumed.
Way lower.
But hereâs the real kicker: I realized I already had enough. Right then. I didnât need to stack more. I needed to learn a new skillâhow to transition from income generator to wealth manager.
That was the shift. Not âmoreâ. But âenough, plus capability.â
What I See With Clients
Iâve had this conversation with hundreds of tech professionals now. People with $1M to $30M in net worth. Different ages, different situations, different goals.
Some want paycheck replacement right now. Some want to work part-time and have their portfolio cover the gap. Some want a clear vision for growing their wealth into something generational.
But hereâs what Iâve noticed: most of them already have enough to at least start the journey. Many have enough to meet their goals right now.
They donât see it because theyâre still in âstack moreâ mode.
When someone finally does the exerciseâwhen they calculate their actual âenoughâ number and realize the gap between where they are and where they need to be is smaller than they thoughtâsomething shifts.
The word I hear most often? Relief.
One client told me recently: âItâs so clear now how I can make this happen.â
Thatâs the progression I see over and over:
Clarity â Confidence â Commitment
It starts with knowing your number. It starts with asking the question youâve been avoiding.
A Thanksgiving Reflection
This week, most of us will sit around a table and say what weâre thankful for. Family. Health. Opportunity.
But when was the last time you felt genuinely grateful for your wealth?
Not proud of it. Not protective of it. Not anxious about it.
Grateful.
Gratitude requires believing you have something worth appreciating. And thatâs hard to feel when your internal dialogue keeps whispering ânot enough yet.â
So this Thanksgiving, I want to offer you an exercise. One question to sit withâmaybe during a quiet moment, maybe on a walk after the meal, maybe with a glass of something good in your hand.
The Exercise: Whatâs Your Enough?
Grab a napkin, a note on your phone, whateverâs handy.
Answer these three questions:
1. What does your ideal life actually cost?
Not a fantasy life. Your real life. The one where youâre paying your mortgage, taking care of your family, covering the essentials, and spending on what you actually value. Get specific. Monthly number.
2. What would it take to generate that income from your portfolioâwithout touching principal?
This is the Evergreen Portfolio question. If your money worked for you at a reasonable distribution rate, what nest egg would cover your lifestyle? (Hint: multiply your annual need by 25 for a rough 4% withdrawal rate, or by 20 for a 5% rate.)
3. How close are you right now?
You might be surprised.
You May Already Have Enough
Iâm not here to tell you to stop building. Building is in our DNA.
But I am here to ask: what if the next chapter isnât about accumulating more, but about learning to activate what you already have?
What if youâre closer than you think?
What if the skill you need isnât âearn moreâ but âmanage what youâve built like the business it deserves to beâ?
Thatâs the transition from money maker to money manager. And it starts with one word most of us have been too afraid to say.
Enough.
This Thanksgiving, Iâm grateful for enough.
I hope you can be too.
Hereâs to building your Micro Family Office / Christopher
P.S. If you did the exercise and want to share what you found, hit reply. I read every email.
Join me for The WealthOps Wayâour free live masterclass designed to help you stop guessing and start running your wealth like a business.
Youâll go from scattered to strategic as you craft your own Portfolio Thesisâthe foundation of everything that follows.
đ In just one session, youâll:
Clarify your long-term vision
Define your next best investment move
Build the system that turns wealth into freedom
Spots are limitedâand the clarity youâll gain? Game-changing.
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